Everybody has got to drive something. Unless you live in the city and have convenient access to public transportation. Otherwise, you really need a car. Most people drive their cars as transportation and only concern themselves with reliability and cost of ownership. Not me, I’m a bit over the top. For someone that claims to … Read more
First I would like to congratulate you for making it through your first month of you new budget. Yay you. The second month is almost more important than the first month. It requires commitment. More than the first month because now you are out of the honeymoon phase. You got that “OMG my budget is … Read more
Do you own a house? We used to before we moved. Now we are renting and personally, I think it’s the best thing ever! Well, at least for now. So whether you are renting or you own your home, follow along and see where I’m going with this. It should give you a perspective as to … Read more
Everybody runs into difficulties when starting anything new, and new budgeting difficulties is no exception. Whether it be unexpected bills or unexpected change in cash flow, it is never easy when you are trying to nail down every penny, You just have to roll with it sometimes and adjust as you go. I was doing … Read more
With every person or family, there is one thing that stands out as the biggest hurdle in a budget. Quite often, it’s an everyday thing, something that you don’t ever really think twice about. That is, until you start to nail down just how much you are spending on it. In our house, food is … Read more
Having more money helps with budgeting Here we are, halfway through the month and I’m beginning to realize just how difficult this budget thing really is. Keeping up with the daily expenditures is a full-time job. I’m going to have to look into something like Mint or even Dave Ramsey’s Every Dollar budget tracking app … Read more
Unless you are single, there really isn’t any way that you can even attempt to start and maintain a budget without your significant other on board. Somebody is always spending money. So the only way to lock down a budget, is to get down and dirty with your spouse, in a budget meeting sense (what … Read more
You don’t have to look super hard on the internet to find money saving tips, and the things you do find are not earth shattering news. That’s a good thing though. This means that they are all tried and true. Some of these and the many others out there may not work for your situation … Read more
I’m pretty proud of myself, I mean, the simple fact that I actually started my budget is monumental. For years and years I knew I should of had a budget but only now did I actually do it. But that’s where my pride ends. Once I got all the numbers plugged in, the income, the … Read more
Not sure how to even start a budget? What would you even write down? How do you keep track of all of the money going in and out of multiple accounts? It may be intimidating but don’t worry, it is actually easier than you think. Someone has done the work for you. No more excuses. … Read more