You keep putting off starting your new budget. You might be scared, or it might be that you just want to start it at exactly the right time. You know, for maximum effectiveness. You are procrastinating when you should be implementing. STOP. Or rather, stop stopping. You can do it, and you need to do … Read more
You are on a path. It has taken you all this way to where you are now. It may have been rocky at some points and smooth at others, typical life crap. You have been walking this path for many years and around many different turns. So why would you change it now? Why not … Read more
I am the oldest of two children in my family. When I was a kid, my parents both worked at respectable jobs and we lived in a newer but modest house on the east side of our small town in Connecticut. The east side was considered the nicer side of town. My parents each had … Read more
Higher income does not automatically mean more savings!! It does not matter how much you make, it matters how much you are spending. A person earning $200,000 can be just as poor as a person earning $20,000. Lifestyle inflation is the devil. The reason those $200k people are poor? They keep increasing their lifestyle as … Read more