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Budget templates that aren’t scary

Not sure how to even start a budget?  What would you even write down?  How do you keep track of all of the money going in and out of multiple accounts?  It may be intimidating but don’t worry, it is actually easier than you think. Someone has done the work for you. No more excuses.  … Read more

So why haven’t I started my budget yet?

You keep putting off starting your new budget.  You might be scared, or it might be that you just want to start it at exactly the right time.  You know, for maximum effectiveness.  You are procrastinating when you should be implementing.  STOP.  Or rather, stop stopping.  You can do it, and you need to do … Read more

Why start a budget now, after all of these years, why now?

You are on a path.  It has taken you all this way to where you are now.  It may have been rocky at some points and smooth at others, typical life crap.  You have been walking this path for many years and around many different turns.  So why would you change it now?  Why not … Read more

A little bit about how I got here.

I am the oldest of two children in my family.  When I was a kid, my parents both worked at respectable jobs and we lived in a newer but modest house on the east side of our small town in Connecticut.  The east side was considered the nicer side of town.  My parents each had … Read more