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Don’t make a Budget, make a Spending Plan

spending plan

Budgets suck. There, I said it. I know that there are many people out on the interweb claiming that Budgets are the way to go. Hell, J. Money even claims that Budgets are sexy. Whatevs. What you need is a Spending Plan. In my opinion, budgets are like diets. Everybody knows they could use one. … Read more

Back To Basics for Financial Recovery

Financial Recovery

Financial recovery might not be a short trip for everyone. You jump on that path toward financial wellness with all of the best intentions, and that’s awesome. However, sometimes when walking along a path, you make enough small turns that you tend to lose your direction. You’re not completely lost, but maybe just a bit … Read more