Your kids are spoiled. Admit it. You may not see any negative indications of their spoiled-ness (my word, Hands Off!), but it affects them for the rest of their lives. It’s your fault. You’re not alone. We want our kids to have it better and easier than we did when we were growing up. It’s … Read more
Financial literacy is having the knowledge necessary to manage personal finances efficiently. Financially literate people know how to achieve long-term goals and make healthy financial decisions. On the other hand, those who are not financially literate have difficulty applying financial decision-making skills to real-life situations. Not only do they tend to make unhealthy money decisions … Read more
Window shopping new houses isn’t as crazy as you think when you’re in debt. I have posted about renting versus owning before. In that, I listed some of the reasons that renting when you are trying to get your finances in order may actually be better than owning. Not that I’m saying you need to … Read more
So you have created your budget. You have logged all of your purchases and expenditures and although you are pretty proud of yourself, you just haven’t seemed to move forward at all financially. You have even paid attention to the little things. So what the hell am I missing, says you. Could it be, Sacrifice? … Read more
We don’t seem to be getting a handle on this budget thing. A lot of that is because my family is not on board with it yet. A lot of that is because I haven’t pushed it hard enough, and still a lot of that is because we have had some really weird money expenditures … Read more