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Keep your head up

Keep moving forward

This isn’t as much a financial post as it is a psychological one.  There are way too many times when life gets you down.  Things can definitely go wrong and sometimes they can be pretty major. It’s ok though, because you’ll get through it. You just have to remember to keep your head up. Unless … Read more

Elections and Money

With arguably one of the most important elections of our lifetime going on right now, as I type this, what have you done with your money to prepare? It really doesn’t matter who wins or loses this election, it will be tumultuous either way.  I know some want candidate X to win or maybe you’re … Read more

Who Can Afford College Anymore?

Who can afford college? Maybe nobody, or at least not the common folk like you and I. Maybe the types of people that can bribe the Coach or the Admissions peeps into letting their child in without contest. I just went to my daughter’s college to get the payments set-up. First things first. Am I … Read more

The Uber and Lyft Vomit Scam

The “Vomit Scam” is becoming increasingly popular among Lyft and Uber drivers.  We were the victim of such scam while we were in Florida at Disney World. So, it goes a little something like this… We were at Disney World in Florida for The Summit Cheer Nationals.  My daughter’s last (EVER!) cheer competition.  We had … Read more

Government Shutdown: How did you survive it?

Government shutdown

With another Government shutdown looming over us in a few days, I thought that I would ask how you survived the last one.  It was the longest running Government shutdown in the US history and effected over 800,000 workers for more than two paychecks. As one of those Government workers and someone who barely has … Read more

Don’t make a Budget, make a Spending Plan

spending plan

Budgets suck. There, I said it. I know that there are many people out on the interweb claiming that Budgets are the way to go. Hell, J. Money even claims that Budgets are sexy. Whatevs. What you need is a Spending Plan. In my opinion, budgets are like diets. Everybody knows they could use one. … Read more

Back To Basics for Financial Recovery

Financial Recovery

Financial recovery might not be a short trip for everyone. You jump on that path toward financial wellness with all of the best intentions, and that’s awesome. However, sometimes when walking along a path, you make enough small turns that you tend to lose your direction. You’re not completely lost, but maybe just a bit … Read more

Christmas Savings

Save

Want to learn how to save money on gifts this Christmas and not feel like a Scrooge? According to this year’s National Retail Federation holiday survey, the average American will spend close to $700 this season on Chrismas gifts, cards, decorations, and the like.  This is one time when you want to be below average … Read more

Living the Dream, the Hard Way

Financial Moron

You may recognize the title of this post as the slogan on my new logo.  I just wanted to explain the meaning of “Living The Dream, The Hard Way” a little because, well, because…. We, as a family, live our life pretty well.  My wife and I get to do the things that we like … Read more

8 Ways to Boost Your Debt Snowball

debt snowball

I think I’m just going to start this off with, Debt Sucks. The position that it puts you in can be extremely overwhelming. It can cause depression and even anger, but there are plenty of methods to help you overcome it. So, take a deep breath and let’s look at some positive things to help … Read more