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Your budget is what holds it all together

The one thing that a budget does is to bring consistency to even the most inconsistent months.  It changes nothing in and of itself but instead it acts like a solid foundation even when things seem to be as wild as they can get.  And that, is the thing that makes going into the next … Read more

The Financial Moron Mobile

Everybody has got to drive something.   Unless you live in the city and have convenient access to public transportation.  Otherwise, you really need a car.  Most people drive their cars as transportation and only concern themselves with reliability and cost of ownership.  Not me, I’m a bit over the top. For someone that claims to … Read more

Commitment – The second month of budgeting is the hardest

First I would like to congratulate you for making it through your first month of you new budget.  Yay you.  The second month is almost more important than the first month.  It requires commitment.  More than the first month because now you are out of the honeymoon phase.  You got that “OMG my budget is … Read more