Even a little bit helps
Having more money helps with budgeting Here we are, halfway through the month and I’m beginning to realize just how difficult this budget thing really is. Keeping up with the daily expenditures is a full-time job. I’m going to have to look into something like Mint or even Dave Ramsey’s Every Dollar budget tracking app … Read more
Unless you are single, there really isn’t any way that you can even attempt to start and maintain a budget without your significant other on board. Somebody is always spending money. So the only way to lock down a budget, is to get down and dirty with your spouse, in a budget meeting sense (what … Read more
You don’t have to look super hard on the internet to find money saving tips, and the things you do find are not earth shattering news. That’s a good thing though. This means that they are all tried and true. Some of these and the many others out there may not work for your situation … Read more
I’m pretty proud of myself, I mean, the simple fact that I actually started my budget is monumental. For years and years I knew I should of had a budget but only now did I actually do it. But that’s where my pride ends. Once I got all the numbers plugged in, the income, the … Read more
Not sure how to even start a budget? What would you even write down? How do you keep track of all of the money going in and out of multiple accounts? It may be intimidating but don’t worry, it is actually easier than you think. Someone has done the work for you. No more excuses. … Read more
You keep putting off starting your new budget. You might be scared, or it might be that you just want to start it at exactly the right time. You know, for maximum effectiveness. You are procrastinating when you should be implementing. STOP. Or rather, stop stopping. You can do it, and you need to do … Read more
I am the oldest of two children in my family. When I was a kid, my parents both worked at respectable jobs and we lived in a newer but modest house on the east side of our small town in Connecticut. The east side was considered the nicer side of town. My parents each had … Read more
Higher income does not automatically mean more savings!! It does not matter how much you make, it matters how much you are spending. A person earning $200,000 can be just as poor as a person earning $20,000. Lifestyle inflation is the devil. The reason those $200k people are poor? They keep increasing their lifestyle as … Read more