With arguably one of the most important elections of our lifetime going on right now, as I type this, what have you done with your money to prepare? It really doesn’t matter who wins or loses this election, it will be tumultuous either way. I know some want candidate X to win or maybe you’re … Read more
I started out on this little venture with intentions other than creating Official FinancialMoron.com gear. However, just like everything else in my life, I go off on some tangent and whoop, there it is. I joined Teespring and decided to make some cool shirts because I had some crazy, if even slightly off-color, ideas for … Read more
Who can afford college? Maybe nobody, or at least not the common folk like you and I. Maybe the types of people that can bribe the Coach or the Admissions peeps into letting their child in without contest. I just went to my daughter’s college to get the payments set-up. First things first. Am I … Read more
I’m going to do some blog training. I have a course that I bought a year ago and I never finished it. When I built my blog, I added a bunch of things that I learned from other people and didn’t necessarily follow along with the training. I think I’m paying for it now. As … Read more
I am currently on travel in Disney World, Florida. I’m here because my daughter has her very last Cheer Competition (EVER!!!) here. It is a major International event that is run by one of the premier cheer athletic organizations in the country. That’s promo speak for “you pay through the nose for this”. The competition … Read more
Even being a parent and having tracked my expenditures for several months, I could see a definite pattern. Each and every month that I have been doing so have been financially crazy in their own right. The constants are still there. Things like rent, car insurance, cellphone bill, credit card bills, etc. The variables are … Read more
With another Government shutdown looming over us in a few days, I thought that I would ask how you survived the last one. It was the longest running Government shutdown in the US history and effected over 800,000 workers for more than two paychecks. As one of those Government workers and someone who barely has … Read more
Budgets suck. There, I said it. I know that there are many people out on the interweb claiming that Budgets are the way to go. Hell, J. Money even claims that Budgets are sexy. Whatevs. What you need is a Spending Plan. In my opinion, budgets are like diets. Everybody knows they could use one. … Read more
Financial recovery might not be a short trip for everyone. You jump on that path toward financial wellness with all of the best intentions, and that’s awesome. However, sometimes when walking along a path, you make enough small turns that you tend to lose your direction. You’re not completely lost, but maybe just a bit … Read more
Want to learn how to save money on gifts this Christmas and not feel like a Scrooge? According to this year’s National Retail Federation holiday survey, the average American will spend close to $700 this season on Chrismas gifts, cards, decorations, and the like. This is one time when you want to be below average … Read more